Financial Service Representative Planning Training Form

CIBC Financial Service Representative Planning Training Form Name: Zana Devic Job ID: 3078 Financial Service Representative (FSR) Learning Needs: An FSR needs to be knowledgeable on CIBC’s product lineup and the associated regulatory guidelines. An FSR is required to proactively contact clients through assigned leads as well as answer the main banking center line. An FSR needs to be able to run effective client meetings by making recommendations and linking them back to the client s goals/needs. In conjunction with CIBC’s online planning tools and with this suggesting complementary solutions. Learning Objectives: The FSR will make sure that they have a strong working knowledge on CIBC’s Personal/Business Deposit Accounts, Unsecured and Secured Credit products, investments, Insurance and all corporate mandatory regulations that correspond. This will enable you to gain confidence on your expected capabilities. The FSR will make sure that they have strong verbal communication skills in order to quickly establish a meaningful rapport with each client in order to gain the trust to meet for a scheduled appointment. They will also be expected to answer the Banking Center main line and turn inbound service calls into meetings. The FSR is expected when leading meetings to use open-ended questions and complete the life goals/Net Worth online tools with each client. This is implemented in order to understand clients short term and long term goals as well as being ableShow MoreRelatedCareer Development Plan1537 Words   |  7 PagesCareer Development Plan Part II Training amp; Mentoring Program Leon Stovall University of Phoenix MEMORANDUM FOR CEO InterClean Inc. FROM: Sales Manager SUBJECT: Sales Team Training amp; Mentoring Plan As a result of the recent selection of our new sales team, I have created a training and mentoring plan. I have attached to this memo a training plan which outlines topics such as, new training and mentoring needs, objectives of the program, performance standards, delivery methodsRead MoreJob Analysis and Selection Plan1587 Words   |  7 Pagespeople-related needs of a business, two types of information are essential: (1) a description of the work to be done, the skills needed, and the training and experience required for various jobs, and (2) a description of the future direction of a business. (Cascio, 2006, p.157) These two very essential forms of information are called job analysis and workforce planning which help to put into perspective and helps to anticipate â€Å"the numbers and skills mix of people† (Cascio, 2006, p. 157) that will be neededRead MoreCrm Comparison Report ( Salesforse Vs. Emoney ) Essay1366 Words   |  6 Pagesthe success of any business. 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The Jungle Essay - 954 Words

The Jungle Essay In the book, Out of Many, 8th ed. written by John Faragher shows what America was like in the 19th century, such as the unions and factory work. First of all, the organizations such as the meatpacking industries, or the fertilizer department, failed to properly mark hazardous areas, compensate for working hours, or treat their workers fairly. They also worked the workers for ten to twelve hour days, so the workers created unions to get an eight-hour work day. The Jungle, written by Upton Sinclair, is a fictional story about a couple who are Lithuanian immigrants that travel to America to find a better future, and get married. However, they end up finding that the American dream isn’t very realistic. The unions and†¦show more content†¦However, â€Å"Jurgis had come there, and he thought he was going to make himself useful, and rise and become a skilled man; but he would soon find out his error-- for nobody rose in Packingtown by doing good work.† (Sinclair, Upt on. 2003, 63) The unions that were created were to prove themselves, and to show that they deserved better working conditions, higher pay, and less hours. In The Jungle the unions are portrayed as and secretive and you had to pay to join one. However, Jurgis was skeptical and he thought that as long as he had a job and got paid. Then, one day a man slipped and hurt his leg and Jurgis had to cover what that man had usually done. He found what he saw disturbing, calf fetuses, cows with broken legs, and animals that have died of disease packed with the rest of the meat. He soon realizes why people might have laughed at him for having so much faith in America. Meatpacking was a very dangerous job and â€Å"...even the best-placed wage earners , the new workplace could be unhealthy, even dangerous. Meatpacking produced its own hazards--the dampness of the pickling room, the sharp blade of the slaughtering knife, and the noxious odors of the fertilizer department.† (Faragher et al. 2008, 416) The Jungle shows how often people got hurt and how the people were upset with these type of workplaces. Also, the American machines ran faster than anywhere else in the world, so if the workers couldn’t keep up or endShow MoreRelatedInto the Jungle Essay1003 Words   |  5 Pages Bio 102 B 02/27/13 Into the Jungle Ch.7 Miss Latimer’s Discovery In the Chapter 7 of Into the Jungle by Sean B. Carroll, the author explored the discovery of a fish thought to have been extinct for millions of years, which was discovered by pure happenstance. 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Unfortunately, they were too poor to have a wedding, since Ona’s father just died. In the hopes of finding freedom and fortune, they left for America, bringing many members of Ona’s family with them. nbsp;nbsp;nbsp;nbsp;nbsp;During time in America, Jurgis and his wifeRead MoreLaw of the Jungle Essay1394 Words   |  6 PagesIntroduction The term â€Å"Law of the Jungle† is an expression often meaning â€Å"every man for himself,† â€Å"survival of the fittest† or â€Å"anything goes.† A term that also referred to as the time period prior to the Wagner Act enacted in 1935. A time in which collective bargaining existed in theory but not fairly practice between unions and employers. 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Hr Practice in Ready Made Garments Industry Free Essays

string(149) " Development Incentives Benefits d\) Recruitment Recruitment is the process trough which the organization seeks applicants for potential employment\." Term Paper: HR Practice In Ready Made Garments Industry (Panorama Apparels Ltd. Millennium Garments Ltd. ) TABLE OF CONTENTS Executive Summary 5 Introduction 6 Methodology6 Scope Limitation 8 Formal Report (Company A) 9 About The Company9 Size Activities of HR Department 9 Their Overall HR Practice11 Recruitment 11 Selection 14 Training Development 15 Compensation Policies Practices17 Performance Appraisal21 Formal Report (Company B)22 About The Company22 Their Overall HR Practice22 Size Activities of HR Department 23 Recruitment 24 Selection 24 Training Development 24 Compensation Policies Practices25 Performance Appraisal26 Findings27 Recommendation 29 Conclusion 29 Appendix 30 Executive Summary: In this term paper we tried to focus of the HR practice of RMG sector in Bangladesh. We will write a custom essay sample on Hr Practice in Ready Made Garments Industry or any similar topic only for you Order Now We conducted survey in two garments (Panorama Apparels Ltd. Millennium Garments Ltd. ) we tried to find out their overall practice. In this study report, we have tried to include all the factors we thought essential for previously mentioned title. We have analyzed the factors based on managerial theories managerial key functions with the proposed options. e also tried to find out there is any problem with our little HR knowledge we learned from this course. Introduction to the Report: This report is prepared as a requirement of the course â€Å"Human Resource Management We selected MILLENNIUM GARMENTS LTD PANORAMA APPARELS LTD. working on these organizations we came to know various Kind of HRM practice which are use here. In this report we have followed the guidelines provided by the teacher. Here we have tasked not only the HRM practice but also the marketing, management, finance and operational area of the Company. The broad objective of this report is to provide an overview of HRM practice in Garments Sector of Bangladesh. The specific objectives of this report are: †¢Ã‚  To provide Company overview †¢Ã‚  To provide market overview and analysis †¢Ã‚  To reveal operational, management and HRM planning. †¢Ã‚  Discuss all HRM practice Methodology: We conducted a sample survey with a questionnaire (see appendix) . We provided our copies of questionnaire among the random samples employees workers collected after they had filled it up with their comments. To prepare this report we have collected data from different published materials. Then we have conducted a secondary study. After that we have prepared a questionnaire and took interview one of the executive serving in this Company. We also collect data from internet. This way we collected primary data. Thus we have used both primary and secondary report to prepare this report. With our survey interview results we found some key points that are discussed in the next section. Scope limitation: Actually we have collected information by primary and secondary data. During collecting information we have faced some problems. When we went at garments, we had to wait many times for collecting information. And we search internet, internet speed is very low. Another point is that lab computer does not work properly. We have analyzed the factors based on managerial theories managerial key functions with the proposed options the events though few things might be omitted due to our limited knowledge access of information. We are always prepared to provide any kind of information or documents to you on your demand. Formal Report Company A (MILLENNIUM GARMENTS LTD. ) a) About the company Millennium Garments Limited was established with a vision to build a premium garments house to rival the finest in South East Asia. The Company was established in September of 1998 by purchasing and taking over an existing garments company which had been running since 1992. Millennium Garments Limited specializes in the manufacture of high quality men’s shirts. The company’s brand new machinery include highly specialized equipment needed in the productive’ of high quality shirts. Millennium Garments also takes orders for padded quilted shirts ladies’ dress, pajama sets and robes. The company currently exports its garments to its customers in Canada, Germany, Belgium and Netherlands. Factory Product is 100% export orientated ready-made garments from woven fabrics, Production  Capacity 150,000 pieces/month. 1223 employees are working in this organization the company is located in Delwar Complex (5th to 9th Floor) 26, Shahid Nazrul Islam Avenue, Dhaka 1203, Bangladesh. b) Size activities of HR Department Human resource planning MILLENNIUM GARMENTS LTD. as a personal and administrative Department. MILLENNIUM GARMENTS LTD. is one of the biggest employers in Bangladesh. The total number of employers in Bangladesh. The total number of employees is 1,223. For the employees there is systematic in house training in home and abroad. To motivate the employees, along with salary and benefits the company provides various facilities like free meals , free transpor tation , 24 hour medical center , on site sports . A production and accommodation facility includes full time supply of safe drinking water, adequate lighting and ventilation facilities from sheet. The entire management process comprises the following units: Executive Management: The Managing Director, the CEO is the head of the Executive Management Team which comprises senior members of the Management Apparatus. Within the limits of delegated authority and responsibility by the Board of Directors, Executive Management operates through further delegation of authority at every echelon of the line management. The executive Management operates within the framework of Policy Planning strategies set by the Top Management with periodic performance reporting for guidance. The Executive Management is responsible for preparation of segment plans / sub – segment plans for every profit centers with budgetary targets for every items of goods services and are held accountable for deficiencies, with appreciation for outstanding and exceptional performances. These operations are continuously carried out by the Executive Management through series of Committees, sub – Committees, Committees standing Committees assisting the line management. Standing Committee: Standing Committee comprises the following committee: Audit Committee: †¢Ã‚  Internal Audit Committee   ISO Audit Committee †¢Ã‚  Social / Environment Committee †¢Ã‚  Performance Evaluation Audit Committee Employment Relations Committee: †¢Ã‚  Remuneration Committee †¢Ã‚  Work Environment Committee †¢Ã‚  Performance Evaluation Audit Committee Management Committee: †¢Ã‚  Product Planning Development Committee †¢Ã‚  Quality Control Research Committ ee †¢Ã‚  Production Inventory Management Committee †¢Ã‚  Export Promotion Committee c) Their Overall HR Practice: HR Practices of MILLENNIUM GARMENTS LTD. Recruitment Training Performance Management Labor relation Employee relation Job analysis Job design Selection Development Incentives Benefits d) Recruitment Recruitment is the process trough which the organization seeks applicants for potential employment. You read "Hr Practice in Ready Made Garments Industry" in category "Papers" Selection refers to the process by which it attempts to identify applicants with the necessary knowledge, skills, abilities and other characteristics that will help the company achieve its goals, companies engaging in different strategies need different types and numbers of employees. The strategy a company is pursuing will have a direct impact on the types of employees that it seeks to recruit and selection. Source of recruitment There are two kinds of source Millennium Garments Ltd. uses for recruitment . They are 1. External source 2. Internal source. We try to discuss all relative sources which are used for recruitment in Millennium Garments Ltd. Internal source Millennium Garments Ltd. thinks that current employees are a major source of recruits for all but entry-level positions. Whether for promotions or for ‘Lateral’ job transfers, internal candidates already know the informal organization and have detailed information about its formal policies and procedures. Promotions and transfer are typically decided by operating managers with little involvement by HR department. Job-posting programs HR departments become involved when internal job openings are publicized to employees through job positioning programs, which informs employees about opening and required qualifications and invite qualify employees to apply. The notices usually are posted on company bulletin boards or are placed in the company newspaper. Qualification and other facts typically are drawn from the job analysis information. Departing Employees An often overlooked source of recruiters consists of departing employees. Many employees leave because they can no longer work the traditional 40 hours work week . School, child care needs and other commitments are the common reason. Some might gladly stay if they could rearrange their hours of work or their responsibilities . Instead, they quit when a transfer to a part-time job may retain their valuable skill and training. Even if part-time work is not a solution, a temporary leave of absence may satisfy the employee and some future recruiting need of the employer. External source When job opening cannot be filled internally, the HR department of MILLENNIUM GARMENTS LTD. ust look outside the organization for applicants. We discuss all the external source of recruitment at bellow: Walk-ins and Write-ins: Walk-ins are some seekers who arrived at the HR department of MILLENNIUM GARMENTS LTD. in   search of a job; Write-ins are those who send a written enquire . both groups normally are ask to complete and application blank to determine their interest and abilities. Usable application is kept in an active file until a suitable opening occurs or until an application is too old to be considered valid, usually six months. Employee referrals: Employees may refer job seekers to the HR department . Employee referrals have several advantages . Employees with hard –to –find job skill may no others who do the same work. Employee’s referrals are excellent and legal recruitment technique, but they tend to maintain the status quo of the work force in term of raise, religions, sex and other characteristics, possibly leading to charges of discrimination. Advertising Want ads describe the job and the benefits, identify the employer, and tell those who are interested how to apply . They are most familiar form of employment advertising . for highly specialist requites, ads may be placed in professional journal or out of town newspaper in areas with high concentration of the desired skills. Example: General Manager- production (ref: PM) -Age: 28-35 years; Graduate with specialization in garment mfg technology from NIFT or equiv. -Minimum 10 years experience in similar position of a unit with a minimum of 1000machines. -Must have detailed hands on knowledge of industrial engineering. We offer competitive salary which is commensurate with experience and qualification. If you aspire to an exiting and rewarding career, send your detailed resume, quoting your present and expected salaries to jobs. Internet Now today no body thinks anything without internet. So MILLENNIUM GARMENTS LTD. give their advertisement at internet. Example:www. bdjobs. com , www. millennia-bd. com e) Selection: The HR department informed us that their tests of selection are valid by for their own garments. They usually test cognitive abilities for higher officials test of motor abilities for workers . They also work simulations. After successful reference checks the HR Department selects employees. ) Training Development Training is a process of learning a sequence of programmed behavior. It is application of knowledge. It gives people an awareness of the rules procedures to guide their behavior. It attempts to improve their performance on the current job or prepare them for an intended job. Development is a related process. It covers not only those activities which improve job performance but also those which bring growth of the personality; help individuals to the progress towards maturity and actualization of their potential capacities so that they become not only good employees but better men and women. In organizational terms, it is intended to equip person to earn promotion and hold grater responsibility. There are many types of method practices in MILLENNIUM GARMENTS LTD. we discuss that method at bellow: On the job training On the job training is a training that shows the employee how to perform the job and allows him or her to do it under the trainer’s supervision On the job training is normally given by a senior employee or a manager like senior merchandiser or a manager. The employee is shown how to perform the job and allowed to do it under the trainer’s supervision. Job rotation Job rotation is a training that requires an individual to learn several different some in a work unit or department and performer each job for a specified time period. In job rotation, individuals learn several different job within a work unit or department. One main advantages of job rotation is that it makes flexibilities possible in the department. When one employee like junior merchandiser absence another merchandiser can easily perform the job. Apprenticeship training Apprentices hip training provides beginning worker with comprehensive training in the practical and theoretical expect of work required in a highly skilled occupation. Apprenticeship program combined of the job and classroom training to prepare worker for more than eight hundred occupation such as computer operator, sewing technician. Length of selected apprenticeship courses of MILLENNIUM GARMENTS LTD. Occupation   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   length (months) 1. Quality control manager  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   13 2. Quality control officer   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   15 3. Cutting Astt. Manager   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     7 4. Packing Astt. Manager  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   7 5. Ware house Astt. Manager  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   5 6. Production officer  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     3 7. Sewing technician   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   5 8. Sewing Supervisor  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   5 Classroom training Classroom training is conducted off the job and probably the most familiar training method . It is an effective means of imparting information quickly to large groups with limited or no knowledge of subject being presented. It is useful for teaching factual material, concepts principle other theories . portion of orientation programs, some expects of apprenticeship training and safety programs are usually presented utilizing some form of classroom instruction. More frequently however, classroom instruction is used for technical, professional and managerial employee Development of the human resources The long term development of human resources as distinct from training for a specific job is of growing concern to HR departments of MILLENNIUM GARMENTS LTD. Through the development of current employees the department reduces the company’s dependents on haring new workers . if employees are developed properly the job openings found throw HR planning are more likely to be filled internally promotions and transfers also show employees that they have a career not just a job. The employee benefits from increased continuity in operations and from employees who fail a greater commitment. HR department is also an effective way to meets several challenges including employee obsolescence, international and domestic diversity, technical challenges. Affirmative action and employee turn over. By meeting these challenges the department can, maintain an effective workforce. g) Compensation policies practices : Incentives Compensation fluctuates according to –  A pre-established formula –  Individual or group goals because group goals are different from individual goals –  Company earnings Incentives adds to base pay It controls costs because the employee is being paid for his/her extra effort and for the benefits brought to the organization. Motivates employees Incentive Pay Categories Individual ,   Group,   Company-wide Individual incentive plans –  Quantity of work output (How many units produced) –  Quality of work output (What was the quality of the product or service being produced or served) –  Monthly sales (How much sales was generated) –  Work safety record (How many hazard or errors are being reduced. –  Work  attendance (If the absent is reduced or attendance is good) Group Incentive Plans   Rewards employees for their collective performance †¢Ã‚  Group incentive use has increased in industry †¢Ã‚  2 types –  Ã‚   Team – based  or small group –  Ã‚   Gain sharing Company-Wide Incentive Plans †¢Ã‚  Rewards employees when company meets performance standards †¢Ã‚  2  Types –  Ã‚   Profit sharing plans –  Ã‚   Employee stock option plans Legally required benefits of MILLENNIUM GARMENTS LTD. †¢Ã‚  Social Security –  Social security benefits include the general benefits like unemployment insurance benefits, old age insurance, and Medicare facilities. †¢Ã‚  Workers’ Compensation   Worker’s compensation includes the compensation when an employee becomes injured or disable due to extreme working conditions or while working at the job site. †¢Ã‚  Family Medical Leave –  Family leave includes the compensation continuation during the family leave such as maternity or paternity leave and other family leave. †¢Ã‚  Old age, Survivor, Disability Insurance requirements for getting compensation: –  Earn 40 quarters of credit, or –  Be employed for 10 years –  Be age 62 for partial benefits –  Be age 65 for full benefits –  Now the ag e has been extended to age 67 because more and more workers are retiring late.   Widow aged 60 + Medicare Depends on the country’s policy, Medicare facilities are generally government services to citizens. Organizations add some value to Medicare facilities. In some countries Medicare is financed together by employees’ tax, employers and the government. Provided insurance coverage for –  Hospitalization – Covers inpatient outpatient hospital care services. –  Major Doctor bills – Charges of visiting a doctor or specialist. –  Prescription drug costs. –  Provides unlimited in-home care in certain situations. Workers’ Compensation   Workers’ compensation is a legally required benefit is included in the compulsory disability laws of many countries. Mostly, employer is seen liable regardless of the fault. †¢Ã‚  Workers’ compensation claims –  Injury –  Occupational disease à ¢â‚¬â€œÃ‚  Death †¢Ã‚  Workers’ compensation benefits –  Medical services –  Disability income –  Death benefits Discretionary Benefits †¢Ã‚  Discretionary benefits are judgment based benefits that the organization provides to its employees. These benefits are not legally required benefits but enhances organizational culture and corporate image. †¢Ã‚  Benefits include: –  Protection programs   Pay for time not worked –  Other services Pay for time not worked †¢Ã‚  Holidays†¢Ã‚  Vacations†¢Ã‚  Funeral leave †¢Ã‚  Marriage leave†¢Ã‚  Sick leave†¢Ã‚  Stress leave †¢Ã‚  Blood donation or welfare work†¢Ã‚  Personal leave h) Performance Management Performance appraisal is the process of assessing employee’s past performance, primarily for reward, promotion and staff development purposes. Performance appraisal (is) a process that identifies, evaluates and develops employee pe rformance to meet employee and organizational goals. Performance Appraisal doesn’t necessarily use to blame or to provide a disciplinary action. Previous management theories used to view performance appraisal as a stick that management has introduced to beat people. Performance appraisals are now more clarified and they concentrate on developing organizational strengths and employee performance. Purpose of Performance Appraisal in MILLENNIUM GARMENTS LTD. To review past performance To assess training needs To help develop individuals To audit the skills within an organization To set targets for future performance To identify potential for promotion To provide legal formal justification for employment decision To diagnose the hidden problems of an organization Performance Appraisal Process Who Appraises †¢Ã‚  Supervisors †¢Ã‚  Subordinates †¢Ã‚  Peers†¢Ã‚  Clients/customers †¢Ã‚  Self appraisal Approaches to measuring performance in MILLENNIUM GARMENTS LTD. There are various kind of method for measuring performance appraisal. But we get information that MILLENNIUM GARMENTS LTD. uses only three type of performance method. These are at below: 1. 360- degree feedback 2. Experience based. We describe those at below: 1. 360-degree feedback One currently popular methods of performance appraisal is called 360-degree feedback. With this method managers peers, suppliers or colleagues are ask to complete questionnaire. The questionnaire is generally lengthy. 2. Experience based MILLENNIUM GARMENTS LTD. measures the performance of employee by experience. For example MR. X has been working in MILLENNIUM GARMENTS LTD. for three years and MR. Y has been working in MILLENNIUM GARMENTS LTD. for two years. So MILLENNIUM GARMENTS LTD. favor MR. X for his more experience. Company B (Panorama Apparels Limited) a) About the company Panorama Apparels Limited was established to build up a profit and export. The Company was established in 1991 by purchasing and taking over an existing garments company. Panorama Garments Limited specializes in the manufacture of high quality men’s shirts. The company’s brand new machinery includes highly specialized equipment needed in the production of high quality shirts. The company currently exports its garments to its customers in USA and Europe. The garments Product are export orientated as well as local market base ready-made garments from woven fabrics, Production  Capacity 280000 pieces/month. 550 employees are working in this organization he company is located in Gazipur. ) Their Overall HR Practice Their overall HR practice started in 1995, before that they didn’t have any separate HR department. HR manager control the garments to do better in future. HR manager takes final decision regarding employee recruiting, screening, training, rewarding and appraising. On the basis of our report we can say that their hr practice is very much effective. Recruitment Selection: The HR department uses their own tests for recruitment Selection. Training: they have training centre for the new employees. If any employees join in this company they need some basic training. Performance Management: when any employees perform well then they get some rewards from company. It is manage by HR manager. Employee relation: in this company’s employees and superior have good relationship with each other. Employees also respect their superior. Employees have also good relationship with their same level. Job analysis: the HR manager doing job analysis by employees performance and he also gives some duties to employees. Job design: The HR manager also design job structure which is most appropriate for the company to achieve the company’s goal. Incentives: they provide some incentives for employees. ) Size activities of HR Department Management: The entire management process comprises the following units: Executive Management: The executive management is special employment agencies retained by employers to seek out top management talent for their clients. Within the limits of delegated authority and responsibility by the Board of Directors, Executive M anagement operates through further delegation of authority at every echelon of the line management. The executive Management operates within the framework of Policy Planning strategies set by the Top Management with periodic performance reporting for guidance. Management Committee: In this garments management committee is very much conscious about Product Planning, quality control, production inventory and export promotion. The garments try to improve their product quality and innovate new products and services what they did before now they are improving very much day by day. Management committee plays very helpful role to reach theirgoal. [pic][pic][pic]Panorama Apparels ltd. Human resource management Human resource management Mr. Abdul Ohab is the human resource manager of this garment. The policies and practices involved in carrying out the people or human resource aspect of a management position, including recruiting, screening, training, rewarding and appraising Human resource planning Panorama Appeals Ltd. has a personnel management and administrative Department. The total number of employees is 550. For the employees there is systematic in house training in home and abroad. To motivate the employees company provides various facilities like free meals, free transportation, picnic, yearly entertainment facilities, on site sports . nd also salary pay within 5th – 8th day of each month. d) Recruitment: They recruit employees by taking interview. They follow some sources to recruit employees which are – i) Internal source ii) External source e) Selection: the board of directors selects the employees by taking interview. The board of director collects the information from the HR manager. f) Training Development The company arranges some training and de velopment programs in every year. It is application of knowledge. It gives people an awareness of the rules procedures to guide their behavior. It attempts to improve their performance on the current job or prepare them for an intended job. Development is a related process. It covers not only those activities which improve job performance but also those which bring growth of the personality; help individuals to the progress towards maturity and actualization of their potential capacities so that they become not only good employees but better men and women. Method of training and development program: a) On the job training b) Job rotation c) Apprenticeship training d) Classroom training g) Compensation policies practices Employee benefits services were formerly known as fringe benefits and these benefits were primarily the in-kind payments employees receive in addition to payments in the form of money. In addition to paying employees fairly and adequately for their contributions in the performance of their jobs, organizations assume a social obligation for the welfare of employees and their dependents Employees benefits are usually inherent components of the non-compensation system are made available to employees that provide: –  Protection in case of health accident   Income upon retirement termination These benefits are components that contribute to the welfare of the employee by filling some kind of demand. Incentives Incentives is very much helpful for motivating employees. Incentives add to base pay. It controls costs because the employee is being paid for his/her extra effort and for the benefits brought to the organization. Incentive Pay Categories -Individual -Group -Company-wid e h) Performance Appraisal: Performance Appraisal means evaluating an employee’s current and/or past performance relative to his or her performance standards. Performance appraisals are now more clarified and they concentrate on developing organizational strengths and employee performance. Purpose of Performance Appraisal in Panorama apparels LTD To set targets for future performance To identify potential for promotion To provide legal formal justification for employment decision To diagnose the hidden problems of an organization Performance Appraisal Process: They conduct the performance appraisal interview twice a year. Who Appraises †¢Ã‚  Supervisors †¢Ã‚  Subordinates †¢Ã‚  Peers†¢Ã‚  Clients/customers Approaches to measuring performance in Panorama apparels LTD. There are various kind of method for measuring performance appraisal. But we get information that Panorama apparels LTD. uses only two type of performance method. These are at below: 1. 360- degree feedback 2. Experience based. Findings: We conducted simple random sampling both in Millennium Garments Panorama Apparels. We also used direct observation method to collect the data. After that we used statistical analysis. We found that 80% employees of Millennium are satisfied, 10 % not satisfied 5 % refused to say any comment [pic] Fig1. 1 Satisfaction Level of Millennium Garments Workers And in case of Panorama Apparels we found that 70% of the employees are very satisfied with the current compensation policy other facilities, 10% said that they are not satisfied 20% said refused to make any comment. [pic] Fig1. 2 Satisfaction Level of Millennium Garments Workers [pic] Fig1. 3. Turnover rate of Millennium Panorama With the last five years data we founf that turnover rate is higher in Panorama Apparel that of Millennium Garmnts. Panorama Apparels use 75% of internal source (e. g. employee referrals) 25 % from External source (e. g. Advertising, Internet etc. ) for job recruitment. pic] Fig1. 4 Recruitment source of Panorama Apparels Ltd. On the Other hand Millennium Garments use 40% of internal source 60% from External source for job recruitment. [pic] Fig1. 5 Recruitment source of Millennium garments Ltd. Recommendation: From the analysis with the organization structure of Millennium Garments Ltd. we have seen that span of super vision is too large. A number of d epartments report directly to the general manager. If the number were less the efficiency and productivity of the organization might be increased. Quality control department should remain prompt always. So that it can maintain a certain level of standard as per the market demand to capture the foreign market share it should strive more. Turn Over rate in very high in Panorama 25%, also employees talked openly about their dissatisfaction which indicates that they have to redesign about incentive policies. Conclusion: Bangladesh is a hotbed of garments manufacturing, now ranking  fourth in the list of garments exporting nations. Unfortunately, the country, as a whole, has been unable to break into the arena of high fashion as most of its exports cater to the lower end of the clothing hierarchy. The flourishment of any industry requires combined efforts and co-operation from several parties. Social, political and macro economic environment play pivotal role in this regard. Through successful HR management practice in this respective sector, many labor issue problems can be solvedIf it can up hold it’s much toward advancement, it will be able to set a role model in our country. Appendix: Reference 1. Innovative human resource management practice makes ASA global microfinance leader http://www. theindependent-bd. com/hotnews. php? nid=5170 2. http://www. traveldocs. com/bd/economy. htm . Apparels Bulletin, link- http://www. apparel. com. bd/2008/09/pay-salary-arrears-and-eid-bonus-timely/ 4. Afsar, R. , 1998. Poverty, Work, Health and Sexual Behaviour of Women and Men in Garment Factories in Dhaka, Bangladesh, ACTIONAID, Bangladesh. 5. Ahmad, I. , 1996. Basic Labour Laws of Bangladesh, 2nd edition, Ferdous lqbal, Dhaka. 6. Arifin,J. (ed. ), 1994. Readings on Women and D evelopment in Malaysia, Population Studies Unit, Kuala Lumpur. 7. BGMEA, 1998a. ‘BGMEA meets garment sector trade union leaders regularly’,BGMEA Newsletter, 9(1):9. 8. Bhattacharya, D. and Rahrnan, M. , 2000. Bangladesh Apparel Sector: growth trends and the post-MFA challenges, Paper presented at the National Seminar on Garment Industry in Bangladesh: Economic and Social Dimensions, Dhaka, 21-22 January. 9. Nuruzzaman, A. K. A. M. , 1999. Human Rights and Garments Industry, Programme for Research on Poverty Alleviation, Grameen Trust, Dhaka. 10. Paul-Majumder, P. , 1998. Health Status of the Garment Workers in Bangladesh: findings from a survey of employers and employees, Bangladesh Institute of Development Studies, Dhaka. Questionnaire: Name:Employee Status: Designation:Working Hours: 1. How long you are working in this company? More than 5years More than 2 years 2. How much time you spend here i. e. working hours? 6 Hrs 8 Hrs other 3. Are you satisfies with current facilities incentives? Yes No No Comment 4. Does your company conduct fire drill every year? Yes No 5. Is your employment on permanent basis or contractual basis? Permanent Contractual 6. Did you face any kind of problem that you couldn’t tell to the management? Yes No If yes write down mention the problem below: How to cite Hr Practice in Ready Made Garments Industry, Papers

Clover valley free essay sample

I am writing to you in response to your concerns regarding the market test on the new cups and carriers that Clover Valley is introducing to the customer. The purpose of this research is to see if the new packaging is worth the change and if the consumer will accept the new change. It will also tell us if the new six container holder will be effective. I do agree that the new carrier should be tested and it should be tested in other areas that are not our competitors. I also believe that it should be n our market as well as our competitors. One of the most important parts of testing a new product or design should always start with our competitors in mind. Knowing what our competitors are offering and how well it is accepted by the consumer should be the basis of our decision of even deciding if it should be tested and tried. We will write a custom essay sample on Clover valley or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Knowing our market and what is out there gives us a good lead on how to impact our consumers in a good way. This leads to why we should consider and include our competitors customer views as well as our non-competitor customer views Just for comparison. By not including our non-competing stores, we are only hindering our abilities to fully see what will really sell and what wont sell. May I suggest that we only limit to one competitor? This will give us more money for our budget and we wont be throwing all our money into several competitors when only one will give us what we need. If a test is necessary, what should be the criteria for success or failure? I believe the main point to press should be how sales are impacted. Most of the time, sales can increase by the look of a package for an item, alone. A lot of the times if the ackaging to an item is presented well, customers will by because of the look. Surveys have been conducted on the appearance of a product and what targets the consumer. In that discovery, if the item moved towards women and the packaging was elegant, they would be the consumer most likely to purchase the product. This really helps in defining our target market. I believe there are four important factors that should be looked at to determine the success or failure of a product. The first one I will speak about is Cost. Cost is a huge issue when it comes to trying out a new product. We will be able to lower the cost of our testing by limiting ourselves to one competitor and shopping our competitors. The next factor is Market Share. If our customers are satisfied, then our market share would definitely increase as a result. The third factor is handling. When a package is easy to handle (open and close) then we will have more success with it. I believe we will be able to do this by combining the six packs together. The fourth and final factor is Reusable. Is our product recyclable? In the age of green technology, it is important that we are able to recycle our product. This also helps witn cost! The second thing I wanted to discuss is how useful the proposed test will be in addressing the management problem. Are there any changes that should be made so that we dont make the mistake from the product side and management side of it? The answer is yes! What changes can we make in order to avoid potential disaster of the product? Management will need to come together as a team and delegate out tasks that will lead us in the right direction. When there is a team effort behind product testing, there will be success. I think by getting everyones opinion on the ew test will make it diversified and successful. The proposed test will be beneficial for increasing the sales and it will also help in identifying mistakes in the team that have been made previously. As I mentioned getting everyones opinion on the new style of packaging I think will also open the door for creativity in our employees. My last thing I would like to talk about is the Evaluation of Cost/value of the research. What will it cost and will it be worth it is the main concern and question. Evaluation does not need to be expensive. A good rule of thumb is to estimate it between five to en percent of the total budget. This will include the time the staff spent on evaluation, out of pocket costs as well as the value of time. We will focus on questions such as need to know and nice to know. That will cut back on the cost of the evaluation. Here is how I will set up cost structure: 1 . Salary and benefits for program staff who will be involved. 2. Funds to pay an external evaluator 3. Travel expenses 4. Communication Tools (postage, telephone, etc. ) 5. Printing of surveys, reports etc. 6. Supplies and equipment (computers) Once I am able to get your approval, I will start on this immediately. In closing, I ould like to suggest the idea on which we are working on now to implement it as our new marketing strategy. I believe it will be a terrific success for the growth and sales of our company. Reputation will favor us and we will be on our way to a much needed discovery! This will also open up so many creative avenues for our company and allow our employees to expand their thinking into new areas! It will help us come together as a team and build long lasting relationships with our competitors as well as our company. In the end, I want to say a big thank you for understanding our needs and giving such fantastic direction! Sincerely, Vince Roth

Soc 120 Essay Example

Soc 120 Essay Do you think people’s perceptions of others play a role in the success of students with disabilities? Why or why not? Choose one law covered in Chapter 1. These include IDEA, NCLB, Section 504 and ADA. How does your chosen law protect students with disabilities from negative perceptions and beliefs? Week 1 discussion 1 and 2 I believe that people’s perception does play a role in the success of students with disabilities. It is human nature to stare, fear or ridicule people who appear or act different from what we consider to be normal. For students with physical handicaps or limitations, their self-image is very important to them. They get upset and sometimes depress because they can’t do certain things as other children can because they need the help of other people. These kids are aware that of the fact that they are physically different that most others and that there are certain things they cannot do. What people think of them does affect their self-esteem. Children with disabilities want to succeed and participate as much as they can and this needs to be encouraged and fostered by the teachers and by their family members. We will write a custom essay sample on Soc 120 specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Soc 120 specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Soc 120 specifically for you FOR ONLY $16.38 $13.9/page Hire Writer The focus needs to be on what the child can do not cant do. The law I chose is the â€Å"No Child Left Behind† (NCLB). The law emphasizes assessment and accountability, and requires states to show adequate yearly progress in raising student’s achievements. The aim is to improve reading and mathematics for all children including children with disabilities. The law gives children with disabilities a fair chance for a good education. Since not all disable children are capable of taking the same test as other students in their grade. The law provides some allowance and accommodations for special needs children such as large print test, booklets, extended test periods, small groups or a one on one testing session, helping students write their answers using Braille, sign language translators and computers. Standards-based reform: a process that identifies the academic content (reading, mathematics, science, etc. ) (Turnbull, Turnbull, amp; Wehmeyer, p. 34 , 2010). The goal to challenge the students with academic content that cultivates all students and results in achievement. This helps students individually by setting standards and making assessments based on the curriculum that they are teaching to the sdtudents. This in turn shows accountability to the students, families, and the community (Turnbull, Turnbull, amp; Wehmeyer, p. 35, 2010). Depending on the disability, their are alternate standards that mark progress if needed, so that it can help the individual student meet the standards of the certain state that the student is in. It also helps the individual by teaming up with the Individualized Education Program to the general curriculum to make sure that the child is getting specific curriculum taught to them that is making sure that they are advancing in their learning in school and society. The IEPs of students with all types and significance of disabilities should reflect general education standards. No student should be denied the opportunity to participate in academic life of the school community. At the same time, some students may require additional goals (such as independent living or vocational goals) not necessarily referenced to academic standards (www. fcsn. org). Discussion 2 Choose one of the following concepts to elaborate on: Supplementary Aids and Services, Standards-Based Reform Movement, or Individualized Education Program. Provide a brief description of your chosen component. How does this component support individual student progress? Cite one source, in addition to the class text, to substantiate your response The Individual Education Program (IEP) is designed to meet the special educational needs of one child, who may have a disability, as defined by federal regulations. The IEP is intended to help children reach educational goals more easily than they otherwise would. IEP is meant to ensure that students receive an appropriate placement, not only special education classrooms or special schools. It is meant to give the student a chance to participate in normal school culture and academics as much as is possible for that individual student. In this way, the student is able to have specialized assistance only when such assistance is absolutely necessary, and otherwise maintains the freedom to interact with and participate in the activities of his or her more general school peers. This program is very helpful for students because parents can work together with teachers to develop a plan, to help the student do better in school and to success in school. The IEP describes the goals the team sets for a child during the school year, as well as any special support needed to help achieve them. As a parent, you can decide whether to have your child assessed. If you choose to do so, youll be asked to sign a permission form that will detail who is involved in the process and the types of tests they use. These tests might include measures of specific school skills, such as reading or math, as well as more general developmental skills, such as speech and language. Testing does not necessarily mean that a child will receive services. Once the team members complete their individual assessments, they develop a comprehensive evaluation report (CER) that compiles their findings, offers an educational classification, and outlines the skills and support the child will need. The parents then have a chance to review the report before the IEP is developed. Some parents will disagree with the report, and they will have the opportunity to work together with the school to come up with a plan that best meets the childs needs. http://www2. ed. gov/parents/needs/speced/iepguide/index. html A Guide to the Individualized Education Program U. S. Department of Education July 2000

10 Soft Insults in German and What They Mean

10 Soft Insults in German and What They Mean When you come to Germany and walk through the streets you might listen to some slang or curse words in the German language. They are very often used to make fun of certain aspects of someone’s behavior. Here are some of the more interesting ones that you might hear when you are an attentive listener. Warmduscher This is someone who likes to take hot showers.  In Germany, it is an often discussed myth that showering with ice-cold water is considered as masculine.  Well, somehow they had to see the bright side of a life without electricity and put it like that.  Today we just joke and say Warmduscher to people who like it comfortable or might be a little cowardly. Sitzpinkler A man who is peeing sitting on the toilet instead of standing. Real men stand when they mark their territory - and hopefully clean it afterward. Streber This is an interesting one because it describes a striver or nerd.  And as nerd† is cooler than â€Å"Streber†, we started to use â€Å"nerd† too in German when we talk about Streber. If someone is very eager or is behaving like Hermione Granger- you can call him a Streber. Angeber The â€Å"Angeber† is a poser, a show-off.  This is much stronger and you will hear it for sure when you will see an expensive car at a traffic light and the owner is playing with the pedal to impress the people in the street.   Teletubbyzurà ¼ckwinker Remember the Teletubbies? Well, this word describes someone who would wave back to the Teletubbies and this is, unless you are two years old, considered to be really wimpy. Cool grown-ups don’t do this unless they lost a bet. So if you want to use this, do not apply it to yourself and make sure the person you consider as a Teletubbyzurà ¼ckwinkler is far away so he or she would not hear you. Tee-Trinker In Germany, the country of beer drinking, drinking tea while others have a beer is uncool- sorry to the British and other tea drinkers. Of course, you are not supposed to get drunk and become an alcoholic, neither should you feel forced to have a beer- it is just this feeling of having a real â€Å"Feierabend Bier† (after-work beer) that makes drinking tea look like a weird idea for a real German. Schattenparker A word which describes someone who parks his car in the shadow because he can not stand the heat. A real man is supposed to stand any heat. Well, if you believe that- have fun during German summer in the city. Weichei Literally, a soft egg. This is simply a wimp, a coward.  This could be said in any imaginable situation. Verzà ¶gerungsgenießer This word comes from the German-dubbed movie Vanilla Sky. It describes persons who like to enjoy not everything at once but bit by bit. â€Å"Verzà ¶gerung†- means delay. Frauenversteher This is most likely a word a woman wouldnt use as an insult. Most women would probably love to be understood by a man. But men have turned this quality into a non-virtue and a lack of masculinity. Enjoy this little counterexample of a women understander by one of the better-known comedians from some time ago. If those insults above are not manly enough for you, try this Beleidigungsgenerator, which wont beat around the bush. Hopefully, this list gives you a little insight into the mindset of some Germans, which is still surprisingly macho.

Location, Location, Location Essay Example | Topics and Well Written Essays - 750 words

Location, Location, Location - Essay Example Once the business starts, that money can be spent on other income-increasing investments. The next important advantage is the tax advantages in the form of reduced AMT (Doosan Global Finance, 2008). However, there are disadvantages too. First of all, leasing gives no ownership, and hence, returning the product or upgrading the product as one wishes will not be easy. Even if the thing goes into disuse, it will not be possible to dispose off the same, and till the termination of the contract, one will have to pay according to it. The second point is that when the expenditure over a long period is considered, it will cost more than actually owning the property. However, considering the low initial cost, possibility of open credit sources, chances of relocation and modification, it is wise to have property leased of owned (The top 10 reasons, 2012). The very first advice for the friend is to have the mobile home as office instead of building a permanent structure. This is so because not building a permanent structure at this beginning stage has financial advantages. First of all, the cost is spread over a number of years, and this, undoubtedly, helps in controlling the problem of cash flow. In addition, if the decision is to use the mobile home instead of permanent structure, it is easy to get the best location as there is no extra expenditure involved. Another problem is the issue of undercapitalizing. Here, one has to remember the fact that many businesses face failure because of undercapitalizing the business. This takes place because they spend the money on not so important investment. Doing this, especially when there is uncertainty regarding future cash flow, is disastrous. What is required is the strategy of staging investment. In the first stage, the business should not invest in building a permanent structure. In fact, there are a number of benefits as associated with not constructing a permanent structure, especially in accounting terms. They are: it

Ethical Argument (Should Roe Vs. Wade be overturned) Should Abortion Essay

Ethical Argument (Should Roe Vs. Wade be overturned) Should Abortion be outlawed - Essay Example Should Roe v Wade be overturned? Absolutely not: this essay will look at the ethical dubiousness of the pro-life position, before highlighting the fundamental difference between the pro-life and pro-choice positions, to show that criminalizing abortion in modern America would subvert our self-image as the land of the free. In the twenty-first century, it is entirely invalid to use religious justifications to deny bodily autonomy to fully half the population – most pro-life arguments boil down to a Biblical belief that life begins at conception, which is a personal matter and not one that should affect people who do not necessarily hold the same belief. It is also an ineffective argument, as according to the Guttmacher Institute, Catholic women have abortions at about the same rate as non-Catholic women. Furthermore, the pro-life movement has undermined itself through conscious lies and hypocritical violence: House Bill 1210 in Indiana demands that a doctor tells a woman seekin g an abortion of â€Å"the possibility of increased risk of breast cancer following an induced abortion† (HB 1210), even though the American Cancer Society has found no â€Å"cause-and-effect relationship between abortion and breast cancer†.

Psych Case Formulation on Bipolar patient Study

Psych Formulation on Bipolar patient - Case Study Example Bipolar patients experience recurrent episodes of high or elevated moods; characteristics of mania and depression states. Bipolar disorder symptoms can lead to broken relations, and even suicide. Individuals who experience the combination of major depressive episodes and mania are diagnosed with bipolar I disorder, and individuals who experience the combination of major depressive episodes and hypomania are diagnosed with bipolar II disorder. Bipolar illness is a long term condition that can be managed throughout the lifetime of a patient; enabling the patient to lead a healthy life. This paper will deal with sequences of thought, feelings, and deeds that are maladaptive, disruptive, either for the bipolar patient; treatment options will also be discussed in this paper. Clinical data regarding to bipolar disorders is used by most researchers, who follow the bio-psychosocial approach. Bipolar disorder is a psychological disorder, analyzing it requires the combination and interaction o f biological factors, psychological process, and socio-cultural contexts. According to a survey performed by Kessler et al (2005), bipolar disorder develops in an individual’s late teens or early adult life, before the 25 years. A small percentage of bipolar patients experience their initial symptoms during childhood while a larger percentage develops symptoms later on in life. It is very hard to make a diagnosis of bipolar disorder during its onset. This can be better explained by the neurobiological model which focuses on genetic influences and biological disturbances in the brain. Most individuals go through so much anguish for years before they are correctly diagnosed and treated. This study also proved that this mood disorder may be due to problems in the frontal lobes, hippocampus, and other brain parts associated with moods. Imbalanced of neurotransmitters such as norepinephrine, dopamine, and serotonin according to research is one of the causes of late onset of bipola r disorders. Current completed epidemiological research has approximated the lifetime occurrence of bipolar I and II disorders in the general population to be 3.7%–3.9% (Hirschfeld et al, 2003; Kessler et al, 2005). The frequency in samples of patients displaying depression is much higher, ranging from 21% (Hirschfeld et al, 2005) to 26% (Manning et al, 1997) in primary care settings, and from 28% (Hantouche et al, 1998) to 49% (Benazzi, 1997) in psychiatric clinics. A study conducted by Hirschfeld et all (2000) on the development and validation of a screening instrument for bipolar spectrum disorder recommended the mood disorder questionnaire. Results from this study proved that the use of screening equipment, such as the Mood Disorder Questionnaire, can significantly improve recognition of individuals with bipolar illness, particularly among depressed patients. These results aid in the displaying of bio-psychosocial elucidations, which emphasize the impact of anxiety, negat ive thoughts, and other psychosocial and emotional responses. From the questioner, the way the participants thought about their stressors indicated the likelihood of a mood disorder. A study funded by the national institute of mental health, conducted by Frank et al (2005) revealed the likelihood of relapse due to psychosocial intervention. Careful attention is paid to the social and cultural factors that form the context, or background of abnormal behavior. From the data obtained, psychosocial inte

Causes of the Collapse of the Weimar Republic

Causes of the Collapse of the Weimar Republic Collapse of the Weimar Republic To what extent can it be said that the Great Depression and the overburdening of the German welfare State were the main causes of the Collapse of the Weimar Republic? When considering the importance and extent to which the Great Depression and the overburdening of the German welfare state were the main causes of the collapse of the Weimar, it is necessary to assess other factors which also added to its failure. This essay intends to argue, the Great Depression and overburdening of the welfare state were prominent reasons in the latter stages of the Weimars collapse, they accelerated its failure in 1929 and by 1932 arguably the Weimar Republic was realistically unworkable. Despite this, the main cause of the collapse was the continuous poor economic state of Germany which hindered the success of democracy and finally resulted in the failure of the Weimar. The legacy of the First World War, the effects of the Treaty of Versailles and the 1923 hyperinflation crisis significantly worsened Germanys economic problems. The Great Depression and the overburdening of the welfare state derived from this constant financial strain that the government suffered under and eventually spiralled the situation out of control which proved unmanageable for the government. This created a cut back in support from those who were in favour of democracy and produced resentment amongst the radical Right and Left wing party members themselves. Finally, much attention will be given to the Weimars inability to deal with the crisis via unsuccessful decision making and the long term traditional attitudes of the elites within the government that were also highly important contributions to the collapse of the Weimar. Consequently with detrimental ongoing economic crisis and contributing political factors, the Weimar Republic was doomed from the outset[1], resulting in its collapse. Arguably the Great Depression and the overburdening of the welfare state played a vital role in the collapse of the Weimar but was not the main reason. The Great Depression was a severe worldwide economic crisis that began in the United States with the Wall Street Crash on October 29th, 1929. International trade, incomes, and profits plummeted. The Depression had massive repercussions on Germany as they relied on loans from America to facilitate their prosperity, pay off their reparations and revive their economy. Arguably the Depression was prominent in the very last stages of the Weimars life as it was not until after 1929, the economic outlook changed from gloomy to distinctly stormy[2]. The use of the word gloomy indicates that previous to the Depression, Germany was already struggling economically and thus this statement adds weight to the notion that the Depression acted as a catalyst to the eventual breakdown of the government. Furthermore, the outburst of the Depression in 1 929 had a disastrous impact on the German economy [3] as almost one third of German production was exported by 1920. However after this time, exports had decreased. As imports had fallen by two thirds, this had linkage effect on German workers as many lost their jobs between 1929-1933. Official figures in January in 1928 stood at 1,862,000 unemployed and by 1930 when the Depression had taken real effect in Germany, this increased to 3,218,000.[4] These statistics indicate that even before the Depression Germanys unemployment rate was high, thus Germany was in a financial crisis before the Depression and the Weimars reputation was already on the verge of failure. Although the government attempted to resolve the problem of unemployment for example, chancellor Heinrich Brunning who introduced a series of policies to deal with this fiscal crisis. He cut down wages, salaries and prices in an effort to restore confidence in the German financial and industrial system.[5] His efforts were unsuccessful and ineffective as subsequent to this by 1931 there were nearly 4.5 million people out of work, thus illustrating the Weimars inability to deal with the crisis contributing to its own collapse. This initiated further opposition and bitterness towards the Republic. Clearly the depression contributed to the Weimars unpopularity and more so its collapse. Additionally both liberal parties, the DVP(Germans People Party) and DDP (German Democrat Party) witnessed a decrease in votes during the 1930 election as much of their support rested on the middle class; these white collar workers with status, who were monetary advantageous to the average class man felt humiliated, betrayed and angry towards the Weimar Government.[6] Consequently faced with insoluble economic problems many people turned to force and coercion[7], (the Nazi party) in hope of a radical solution to their troubles. This strengthens the argument that economics was central to the collapse of the Weimar, the Depression added the final touches. Furthermore with large firms dependent on USA loans and German banks that also had taken out loans to invest in businesses, when the depression struck it destroyed the relative stability of the financial system and hence placed an overwhelming burden on the welfare state. The welfare States purpose was to provide benefits for the unemployed, pensioners and disabled. In 1927 the welfare state introduced the unemployment insurance Act. By 1929 as a result of the depression it was unable to provide unemployment insurance for the amount of unemployed people. Arguably these two factors were linked as without the Great Depression the welfa re state would not have suffered an overwhelming burden. This is evident as the percentage of unemployed supported by the unemployment insurance declined from 80 per cent at the beginning of 1929 (before the Depression) to 30 per cent in January 1932 when six million people were unemployed. The welfare states failure to deliver this unemployment Insurance during this crucial period reflected the weakness of the Weimar system itself. Henig agrees with the concept that the welfare state played a key role in the collapse of the Weimar arguing, ironically this major achievement of the unemployment insurance threatened to engulf the government in a major financial crisis.[8] Additionally as people expected a great deal from the welfare state, when these expectations were not met they became sour and anti-democratic.[9] On the other hand Bookbinder challenges this argument that economic crisis was the main reason to the Weimars failure proclaiming, in times of crisis such as the 1923 hyperinflation, these difficulties endangered the order and resilience of the Weimar but did not make the Republics failure inevitable.[10] However one may say the fact that these economic problems persistently occurred, suggests that this was the Weimars governments downfall and resulted in its failure; the Great Depression and overburdening of the welfare state were just the last straw. Evidently economic instability was the main reason of the Weimars collapse as the inflation problem was announced before the First World War had ended.[11] More so, on top of the colossal debt incurred from financing the war of around 150 milliard marks, Germany was even more devastated when they received their reparations bill of 6.600 million pounds.[12] With the country already in social and political ruin, the economic reparations ultimately destroyed the foundations of the Weimar. This proved too much for the Government to handle and by 1922 they declared themselves unable to make payments.[13] Additionally due to heavy taxation which, was also an effect of inflation meant students, pensioners and people with savings lost all their money; thus the governments status deteriorated amongst these groups.[14] Even more, German agriculture was fiancially tarnished as farmers suffered from the fatiguing effort to supply Germany during the war and by 1920 they were experiencing low crop yields and diminished number of livestock.[15] Heavy industrial owners were also financially effected as they witnessed a decline in their profits and what is more they were a vital part of the anti- republican bloc and made life difficult for the republic.[16] Peukart also holds economics responsible for the main cause of collapse arguing, these problems hindered the new Republic from guaranteeing their survival.[17] Post-war inflation further affected German political parties, for example the liberal parties who struggled to afford paper and stamps by 1920 and suffered extreme financial difficulties.[18] The First World War deteriorated the economic situation in Germany even more, as Weitz argues, the legacy of World War One was the republics greatest obstacle. It hobbled developments at every turn and gave the enemies of democracy endless rounds of ammunition.[19]Bookbinder strengthens this opinion stating, before the war Germany was a strong nation producing 13.1 million tons of pig iron and 13 million tons of steel. Arguably it was there involvement in the war which initiated their national debt and an inflated currency.[20] Germanys decision to finance the war through borrowing money instead of increasing taxations accelerated their economic downturn even more , this programme of war financing precipitated the monitory inflation which was to continue through to 1923.[21] Subsequently wages increased but for some people this did not match the increase in the cost of their living.[22] White collar workers, who in pre war years had great prestige, were now experiencing economic har dship due to the war and inflation.[23] The Treaty of Versailles was also a result of the First World War and had disastrous impact on the German economy contributing to the Weimars failure. The government accepted responsibility of the war and signed the War Guilt Clause (article 231), this encouraged social unrest in Germany and resentment especially amongst the Right wing nationalists. Mckenzie claims that Versailles presented the Nationalists with a persuasive pretext for mounting the blame of Germanys troubles on the Republic, they felt betrayed and stabbed in the back[24]. During this time, the fact that the Weimar was a newly established democracy meant it was vulnerable and under threat. It is important to remember that for a newly established democracy to survive, it must have the support of the people in especially in turbulent the most times. However the Weimar government lacked this assistance as Mommsen notes, German people did not really support democracy from the beginning, instead they viewed it as the onl y possible outcome for the new state. [25] On the other hand it could be argued that German people were in favour of democracy but lacked the principle foundations of it, as many envisioned a progressive reform of their previous monarch system. Never the less it is clear that the Weimar was never whole heartedly supported even before it came into practice. Additionally Right wing groups also attacked democracy mainly because of the signing of the Treaty of Versailles, because their members were incredibly powerful being were highly integrated into the major institutions of state, society, business, civil service, army, universities and churches.[26] This highlights a flaw in the Weimar government, because the coalition parties were not united with a common goal this was proved difficult to implement policies and deal with opponents. Attacks from the Left wing radicals also endangered democracy. In January 1919 an attempt was made from the Left wing group, the Spartacuss who attempted to overthrow the government, however this was crushed by the army and the Freikorps. Although the Weimar did survive these attacks, arguably these uprisings only failed not because these opposition groups lacked clear aims and an alternative system. Even more the economic burden created by the Treaty, made continued reforms and tax policies difficult.[27] Thus Germany was now economically weaker then previously in 1914 as they had increased national debts, inflated currency and reparation stood at the value of 132 billion marks.[28] On the other hand Hobsbawm disagrees with the view that the radical Right wing oppositions came about due to the resentment of the Treaty of Versailles and states, The rise of radical Right after the First World War, was undoubtedly a response to the danger.of social revolution and working class power in general, to the October revolution and Leninism in particular. Without these, there would have been no fascism[29]. Despite this, it is evident that the Right wing movements were an outcome of the First World War. Hyperinflation in 1923 another crucial disaster brought the inflationary situation to its final crisis phase[30]. The economic effects of the occupation were catastrophic. Kolb also agrees with this opinion describing it as a miracle[31] the Weimar survived. However, chancellor Stresemann rescued Germany and introduced new currency and borrowed loans from America to facilitate Germanys finances, following on from this it could be argued that the German economy did experienc e a period of prosperity. However the solution was temporary and one that depended on international loans.[32] Again reflecting a grave decision made by the government as having provided a permanent solution, this would have prevented the severity Great Depressions impact on Germany. Stresemann himself described this period of affluence as dancing on a volcano[33] , this exemplifies that too was aware that depending on American loans was risky. Still in 1929 when the Depression hit, Germany was once again faced with economic problems. Economic historian Borchhardt believes that even without the occurrence of the Depression Germanys economy was abnormal and would not have been able to continue in the same way.[34]This reinforcing the view that economics was the main cause of the collapse of the Weimar. Clearly, the Weimar governments failure to take firm action played a vital role to the collapse of the Weimar. This is particularly evident with invasion of the Ruhr, as previous to this the SPD (Social Democrat Party) had the backing of the working class who were protected from the inflation via trade unions and also the support of large landowners who were able to pay of their debts which if made the efficient decisions could have excelled on this support. However in 1923 their misguided efforts to print money steered them in to hyperinflation. Hinton and Hite strengthen this argument claiming, although some of the problems were beyond Germanys power to control, the collapse came about due to the Weimars weak policies and lack of decisive action.[35] Consequently endless economic disasters became too unmanageable for the government to keep combating, as with any government this repeated economic crises would too inevitably lead to their failure. Another equally significant factor w hich contributed to the collapse of the Weimar Republic, was the traditional attitudes of the ruling elites and a lack of bureaucratic culture. Furthermore because democracy was introduced the most inauspicious circumstances[36] , the old elites such as the DVP and the DNVP ( German National Peoples Party) were monarchs at heart and never fully fledged their support to the Republic or the notion of democracy [37] , consequently they wanted a reversion back to the old system. However the KPD (communist party) and the NSDAP (The Nazi Party) was determined to unify the people of Germany. Germany had always been an imperialist country and headed by constitutional monarch, this meant the long term values of democracy were deficient in order for the Weimar to be successful. Subsequently by 1930 there was a powerful current of opinion in Germany demanding a more authoritarian government.[38] The elites could not regard the new republic as a rightful descendant to the pre-war imperial regim e,[39] thus if the ruling class were not in favour democracy how was the rest of the country going to support it? The Weimar was unable to accomplish unconditional support of these traditional elites such as the Junkers and army officers.[40] Kocka reinforces this notion and believes the failure of the Weimar was due to the bourgeoisie who seemed relatively weak and unbourgeois .[41] Consequently with the combination of old and new political forces present in the government, this halted the triumph of democracy. In conclusion it is clear that economics was the foremost reason to why the Weimar collapsed as even before the Great Depression which was followed by the overburdening of the welfare state, Germany was constantly faced with financial constraints that was caused by the damage of the First World War, this meant straight away the Weimar was forced to introduce a new democratic way of life in the most unpromising conditions. Even more, the reparations of the Treaty of Versailles and the exacerbated the governments financial pressures, thus resulting in a decline of support of the Weimar and the rise of radical Right and Left wing parties which threatened democracy. Lastly the major hyper inflation crisis in 1923 meant money completely lost its value, subsequently as demand rapidly decreased many people lost their jobs. However the introduction of a new currency and loans form the America temporarily revitalised their economy. Yet when the depression hit, America could no longer assist t hem and as Germany had no money of its own to aid its finances, this resulted in the unemployment of six million people. This placed a overwhelming burden on the welfare state and led to severe poverty as by 1932 people who had worn out their entitlement to state benefit and were thrown on the streets to beg for food.[42] The Depression tore apart the fragile political compromise that the Weimar had made via the welfare state and placed an enormous burden on to it. No doubt, the actions of the government themselves contributed to their own downfall as incremental thoughtlessness decisions decreased their popularity and status amongst Germany. Alongside this attribute lies the ruling elites for example the DNVP as their failure to support the vulnerable democratic meant the regime itself lacked confidence. Together these were a vital contribution to the collapse of the Weimar Republic. It is evident t .hat economic hurdles occurred throughout the Weimars life and led to abnormalities within the system and eventually its collapse. This concludes me to suggest that the Weimar Republic itself was the special path that Germany followed (the Sonderweg), as this failed experiment of democracy ultimately caused Germany to propel towards the Nazi regime. BIBLIOGRAPGHY: Hobsbawm .E, The Age of Extremes 1919-1941 (London 1995) Baldeston .T, The Origins and Course of the German Economic Crisis, (Berlin, 1993) Jones .L, German Liberalism and the Dissolution of the Weimar party system, 1918-1933, (Chapel Hill, 1988), Kocka .J, Asymmetrical Historical Comparison: The case of the German Sonderweg, History and theory, 38, (1999), p.40-50 Henig. R, The Weimar Republic 1919-1933 (London, 1998) Mckenzie P. R. J,Weimar Germany 1918-1933 (London 1971) Bookbinder . P, Weimar Germany, The Republic of the Reasonable, (Manchester, 1996) Weitz E.D, Weimar Germany Promise and Tradgedy, (New Jersey 2007) Hidden .J, The Weimar Republic 2nd Edition (London 1969) Hinton .C and Hite . J , Weimar and Nazi Germany, (London, 2001), Kolb .E The Weimar Republic, Second Edition (New York, 2005) Childs .D, Germany Since 1918, (London 1971) Stachura .D P (ed.), Unemployment and the Great depression in Germany, (London, 1986) Mazower. M, Dark Continent, (London, 1999) Evan. J. R, and Geary D (eds), The German Unemployed, (London, 1987) To what extent can it be said that the Great Depression and the overburdening of the German welfare State were the main causes of the Collapse of the Weimar Republic? [1] Henig, The Weimar Republic, p.78 [2]Henig, The Weimar Republic, p.61 [3] P. Bookbinder, Weimar Germany, The Republic of the Reasonable, (Manchester, 1996), p.178 [4] Bookbinder, Weimar Germany, p. 174 [5] Bookbinder, Weimar Germany, p. 146 [6] Bookbinder, Weimar Germany, p. 167 [7] E. Hobsbawm, The Age of Extremes,(London, 1995), p.136 [8] Henig, The Weimar Republic, p.60 [9] J. Kocka, Asymmetrical Historical Comparison: The case of the German Sonderweg, History and theory, 38, (1999), p 46 [10] Bookbinder, Weimar Germany, p. 161 [11] J. Hidden, The Weimar Republic 2nd Edition (London 1969)p.30 [12] Hidden, The Weimar, p.30 [13] Hidden, The Weimar, p.31 [14] Bookbinder, Weimar Germany, p.166 [15] Hidden, The Weimar, p. 34 [16] Bookbinder, Weimar Germany, p. 171 [17] Henig, The Weimar Republic, p.83 [18] L. Jones, German Liberalism and the Dissolution of the Weimar party system, 1918-1933, (Chapel Hill, 1988), p. 165. [19] E. D. Weitz, Weimar Germany Promise and Tradgedy, (New Jersey 2007)p.127 [20] Bookbinder, Weimar Germany, p.163 [21] Bookbinder:164 [22] Bookbinder: 164 [23]Bookbinder, Weimar Germany, p. 166 [24] J. R. P. Mckenzie,Weimar Germany 1918-1933 (London 1971)p.71 [25] Henig, The Weimar Republic, p.78 [26] Weitz, Weimar Germany Promise and Tradgedy, p92 [27] Bookbinder, Weimar Germany, p.164 [28] Bookbinder, Weimar Germany, p.164 [29] E. Hobsbawm, The Age of Extremes 1919-1941 (London 1995)p.124 [30] Bookbinder, Weimar Germany, p.167 [31] E. Kolb, The Weimar Republic, Second Edition, (New York, 2005), p.35 [32] Hidden, The Weimar, p.32 [33] C. Hinton and J. Hite, Weimar and Nazi Germany, (London, 2001), p.74 [34]C. Hinton and J. Hite, Weimar and Nazi Germany, p.75. [35] Hinton and John , Weimar and Nazi Germany, p.103. [36] Henig, The Weimar Republic, p.78 [37] Weitz, Weimar Germany Promise and Tradgedy, p.92 [38] Henig, The Weimar Republic, p.62 [39] Henig, The Weimar Republic, p.79 [40] Henig, The Weimar Republic, p.84 [41] Kocka, Assymetrical Histroical Comparison, p. 42 [42] Henig, The Weimar Republic, p.67

conscription Essay example -- essays research papers fc

Non-essential Conscription   Ã‚  Ã‚  Ã‚  Ã‚  As the war on terrorism continues more troops in Iraq and Afghanistan are dying every month. The government is struggling to organize the number of soldiers maintaining the opposition in both Afghanistan and Iraq which brings up a popular topic-conscription (mandatory military enlistment). Senator Charles Rangel of New York was the one that introduced the call for the military draft upon the Senate. The draft was revoked and still hasn’t been in affect since the Vietnam War over thirty years ago. Reinstitution of conscription would not help this country right now, it will just make matters worse. It is not necessary to permit a draft in the United States because our advanced voluntary military should be able to control the defense of our country.   Ã‚  Ã‚  Ã‚  Ã‚  If years from now we are still fighting in operation Iraqi freedom and record numbers of troops are dropping, then congress should start to propose a draft, not now. They probably are pre-warning us right now yet won’t actually pass this mandate until next year or months from today. Who knows, the government can construct a draft tomorrow if they feel that it’s necessary.   Ã‚  Ã‚  Ã‚  Ã‚  A meeting between democrats and republicans took place in January this year regarding conscription. They basically discussed how and when this will take action. â€Å"The middle class and lower middle class should not be forced to bear the burden of fighting and dying if, in fact, this is a generational war.† (Senator Chuck Hagel-Republican from Nebraska) He and many other senators made it clear to the press that if there was a draft, then the majority of the upper middle class and upper class would be targeted to fight for our country. I agree simply because during the Vietnam War, many children of the higher social layers of society found any possible way to avoid the draft.   Ã‚  Ã‚  Ã‚  Ã‚  Our military defense has the most advanced weapons and protection system in the world. Ever since Bush took place in office, our taxes were contributing towards the expenses of the military. After watching the Department of Defense spend billions of dollars on military needs these last past four years, I wonder why they have to bring up this non-essential topic. This budget that Clinton actually proposed was $277.5 billion for the Sec... ...r paying rent and was in the best shape of my life. It wasn’t that bad, also when I was deployed to Iraq I saved a lot of money and came back to the States feeling and living great. The reason why I got out is because I wanted to go to school.   Ã‚  Ã‚  Ã‚  Ã‚  Every person in the U.S. between the ages of 18-26 should be aware of this situation that can possibly happen. They should all have the right to be heard and share their opinions with the rest of the country instead of just the Pentagon, Senate, Legislatures and Politicians. They aren’t the ones who are going to be forced to fight, we are, and we as the young people of society are the easiest intentions. From my knowledge and what I’ve seen while I was in the Army I can say that our armed forces are fine over in Iraq. We don’t need to draft more troops for the war in Iraq. While conscription will ruin our country, another country will be benefited doesn’t make sense. Works Cited http://grassley.senate.gov/won/2003/won02-01-10.htm http://www.defenselink.mil/news/Feb2000/b02072000_bt045-00.html http://www.wsws.org/articles/2004/apr2004/draf-a22.shtml   Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚